CONVENTIONAL LOANS
A traditional mortgage not backed by the government, ideal for borrowers with good credit and stable income. It typically requires a down payment and offers competitive rates.

GOVERNMENT-BACKED LOANS
Include FHA, VA, USDA, and EEMs, offer affordable and accessible financing options for specific needs. FHA loans are ideal for first-time homebuyers or those with lower credit scores, while VA loans provide zero-down options for veterans and active-duty service members. USDA loans support homebuyers in eligible rural areas with no down payment, and EEMs allow borrowers to finance energy-efficient home improvements, reducing long-term utility costs.

INVESTMENT LOANS
DSCR Loans, Construction Loans, and Hard Money Loans are tailored for real estate investors and developers. DSCR loans focus on a property’s rental income rather than the borrower’s personal income, Construction loans provide short-term financing to build or renovate properties, and Hard Money loans offer quick, asset-based funding ideal for fast-moving investment opportunities.

REFINANCING
Refinance Loans replace your current mortgage to lower rates, reduce payments, or adjust terms. While Cash-Out Refinances let you borrow more than your current loan and take the difference in cash for other financial needs.

FIX N FLIP LOANS
Short-term financing options designed for real estate investors looking to purchase, renovate, and quickly resell properties for profit. These loans provide fast funding to cover both the purchase price and renovation costs, making them ideal for flipping projects.